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Increasing Credit Union Lending for Business Growth Act
3/21/2025, 3:00 PM
Summary of Bill HR 1791
Bill 119 HR 1791, also known as the Credit Union Loan Flexibility Act, aims to make changes to the Federal Credit Union Act in order to give credit unions more flexibility when it comes to providing loans to their members. The bill also seeks to amend the Federal Home Loan Bank Act in order to expand access to homeownership.
Specifically, the bill would allow credit unions to offer a wider range of loan products to their members, including small business loans and mortgages. This would help credit unions better meet the needs of their members and support economic growth in their communities.
Additionally, the bill would make changes to the Federal Home Loan Bank Act in order to make it easier for individuals to access affordable housing. This could include measures such as expanding access to mortgage credit and providing support for first-time homebuyers. Overall, the Credit Union Loan Flexibility Act aims to support the mission of credit unions to serve their members and promote economic development. It is a bipartisan effort to improve access to credit and homeownership opportunities for individuals and families across the country.
Specifically, the bill would allow credit unions to offer a wider range of loan products to their members, including small business loans and mortgages. This would help credit unions better meet the needs of their members and support economic growth in their communities.
Additionally, the bill would make changes to the Federal Home Loan Bank Act in order to make it easier for individuals to access affordable housing. This could include measures such as expanding access to mortgage credit and providing support for first-time homebuyers. Overall, the Credit Union Loan Flexibility Act aims to support the mission of credit unions to serve their members and promote economic development. It is a bipartisan effort to improve access to credit and homeownership opportunities for individuals and families across the country.
Read the Full Bill
Current Status of Bill HR 1791
Bill HR 1791 is currently in the status of Bill Introduced since March 3, 2025. Bill HR 1791 was introduced during Congress 119 and was introduced to the House on March 3, 2025. Bill HR 1791's most recent activity was Referred to the House Committee on Financial Services. as of March 3, 2025
Bipartisan Support of Bill HR 1791
Total Number of Sponsors
3Democrat Sponsors
3Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
1Democrat Cosponsors
0Republican Cosponsors
1Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 1791
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill HR 1791
To amend the Federal Credit Union Act to provide more loan flexibility to credit unions, to amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes.
To amend the Federal Credit Union Act to provide more loan flexibility to credit unions, to amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes.
Comments
Sponsors and Cosponsors of HR 1791
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