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Stop the Wait Act of 2025
3/5/2025, 5:08 AM
Summary of Bill HR 930
The bill specifically targets titles II and XVIII of the Social Security Act, which govern disability insurance benefits. By eliminating the waiting period, individuals with disabilities will be able to receive the financial support they need more quickly, allowing them to better cope with the challenges of living with a disability.
In addition to eliminating the waiting period, the bill also includes provisions for other purposes related to disability insurance benefits. These additional provisions are not specified in the summary, but may include changes to eligibility criteria, benefit amounts, or other aspects of the disability insurance program. Overall, the goal of Bill 119 HR 930 is to provide more timely and effective support for individuals with disabilities who rely on disability insurance benefits to meet their financial needs. By removing the waiting period, the bill aims to improve the lives of individuals with disabilities and ensure they have access to the resources they need to thrive.
Congressional Summary of HR 930
Stop the Wait Act of 2025
This bill phases out the initial waiting period for Social Security Disability Insurance (SSDI) benefits and eliminates the waiting period for certain disabled individuals to become eligible for Medicare.
Under current law, individuals generally must wait five months after the onset of disability to begin receiving SSDI benefits. The bill would gradually reduce this waiting period before eliminating it entirely in the year 2030.
Further, the bill would eliminate the 24-month waiting period for certain disabled workers and other individuals to become eligible for Medicare. Under current law, individuals under the age of 65 may generally enroll in Medicare after they have been eligible for SSDI or Social Security child’s, widow’s, or widower’s benefits by reason of disability for 24 months. The bill would eliminate this waiting period for individuals for whom the annual cost of certain medical insurance would exceed a specified percentage of their household income (i.e., those who cannot afford minimum essential coverage). Medicare eligibility for these individuals must be available retroactively to the first month that an individual qualified for SSDI or Social Security child’s, widow’s, or widower’s benefits by reason of disability.
