Made in America Manufacturing Finance Act

Hozzl · 2025-12-05T22:00:59Z

Explore the details of House Bill 3174 Made in America Manufacturing Finance Act currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Commerce. Stay informed on legislative developments.

12/5/2025, 10:00 PM

Summary of Bill HR 3174

The bill titled "To increase loan limits for loans made to small manufacturers, and for other purposes," designated as H.R. 3174 in the 119th Congress and introduced on May 1, 2025, aims to raise loan limits specifically for small manufacturers. The bill likely includes provisions that address enhancing financial support or access to credit for small manufacturing businesses.

Congressional Summary of HR 3174

Made in America Manufacturing Finance Act

This bill increases the maximum loan amounts available to small manufactures under the Small Business Administration's 7(a) and 504 loan programs.

In particular, the bill generally doubles the maximum loan amount for small manufacturers under the 7(a) program and the bill increases the maximum loan amount for small manufacturers under the 504 program from $5.5 million to $10 million.

Generally, 7(a) loans provide short- and long-term working capital which can be used for expenses such as operational needs. 504 loans provide financing for major fixed assets such as new facilities.

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Current Status of Bill HR 3174

Bill HR 3174 is currently in the status of Introduced to Senate since December 2, 2025. Bill HR 3174 was introduced during Congress 119 and was introduced to the House on May 1, 2025. Bill HR 3174's most recent activity was Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283. as of December 4, 2025

Bipartisan Support of Bill HR 3174

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

Republican Cosponsors

Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill HR 3174

Primary Policy Focus

Commerce

Potential Impact Areas

- Government lending and loan guarantees

- Manufacturing

- Small business

Alternate Title(s) of Bill HR 3174

To increase loan limits for loans made to small manufacturers, and for other purposes.

Comments

Carmelo Cummings

25,569

6 months ago

I think this bill is great, but how will it impact us in the short term?

Carmelo Cummings

25,569

2 months ago

I can't support this bill. It will hurt small businesses like mine by making it harder to compete with larger corporations. It's not fair to put more financial burdens on us. This bill will negatively impact independent manufacturers like me.