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Financial Stability Oversight Council Improvement Act of 2025
2/12/2026, 11:56 AM
Summary of Bill HR 3682
This bill, identified as H.R. 3682 in the 119th Congress, aims to amend the Financial Stability Act of 2010. The primary objective is to mandate the Financial Stability Oversight Council to evaluate alternative methods before deciding to subject a U.S. nonbank financial company to supervision by the Federal Reserve System. Additional purposes and specific provisions in the bill are not provided in the context.
Congressional Summary of HR 3682
Financial Stability Oversight Council Improvement Act of 2025
This bill requires the Financial Stability Oversight Council, prior to determining that a U.S. nonbank financial company shall be supervised by the Federal Reserve Board and therefore subject to certain prudential standards, to first determine that certain alternative actions would not mitigate the threat the company may pose to U.S. financial stability.
Read the Full Bill
Current Status of Bill HR 3682
Bill HR 3682 is currently in the status of Passed in House since February 9, 2026. Bill HR 3682 was introduced during Congress 119 and was introduced to the House on June 3, 2025. Bill HR 3682's most recent activity was Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of February 11, 2026
Bipartisan Support of Bill HR 3682
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
23Democrat Cosponsors
12Republican Cosponsors
11Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 3682
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill HR 3682
To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes.
To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes.
Comments
Sponsors and Cosponsors of HR 3682
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