New BANK Act of 2025

Hozzl · 2026-03-10T21:06:19Z

Explore the details of House Bill 6551 New BANK Act of 2025 currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

3/10/2026, 9:06 PM

Summary of Bill HR 6551

The New BANK Act of 2025, designated as H.R. 6551 in the 119th Congress and introduced on December 10, 2025, aims to address banking regulations and operations. Key provisions of the bill include reforms to banking oversight, financial stability measures, and consumer protection enhancements. Specific directives within the bill include proposals related to capital requirements for financial institutions, regulatory frameworks for digital currencies, and provisions for improving access to banking services in underserved communities. For further details and the full text, the official PDF version of the bill can be accessed via the provided link.

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Current Status of Bill HR 6551

Bill HR 6551 is currently in the status of Bill Introduced since December 10, 2025. Bill HR 6551 was introduced during Congress 119 and was introduced to the House on December 10, 2025. Bill HR 6551's most recent activity was Placed on the Union Calendar, Calendar No. 455. as of February 25, 2026

Bipartisan Support of Bill HR 6551

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

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Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill HR 6551

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 6551

To require annual reports on national bank and Federal savings association charter applications, depository institution holding company applications, Federal deposit insurance applications, and State depository institution charter applications, and for other purposes.

Comments

Coraline Buckley

42,521

1 month ago

This new BANK Act of 2025 is a total disaster! It's going to have a huge impact on all of us, and not in a good way. This bill is supposed to regulate the banking industry, but it's really just giving more power to the big banks and leaving the little guys out to dry. It's going to make it harder for people like me to get loans and mortgages, and it's going to make it easier for the banks to take advantage of us. I can't believe they're trying to pass this off as a good thing for the economy. It's just going to make things worse for the average American.