Protecting Health Care for All Patients Act of 2023

Bill 118 hr 485, also known as the Protecting Health Care for All Patients Act of 2023, is a piece of legislation currently being considered by the US Congress. The main goal of this bill is to ensure that all patients have access to quality health care services, regardless of their financial situation or pre-existing conditions.

One of the key provisions of the bill is the protection of patients with pre-existing conditions. Under this legislation, insurance companies would be prohibited from denying coverage or charging higher premiums based on a person's medical history. This is aimed at ensuring that individuals with chronic illnesses or other health issues are not discriminated against when seeking health insurance.

Additionally, the bill seeks to improve access to affordable health care by expanding Medicaid coverage and increasing subsidies for individuals purchasing insurance through the health care marketplace. This is intended to make health care more affordable for low-income individuals and families who may struggle to pay for coverage. Furthermore, the Protecting Health Care for All Patients Act of 2023 includes provisions to address surprise medical billing, which occurs when patients receive unexpected bills for services provided by out-of-network providers. The bill aims to protect patients from these surprise bills and ensure that they are only responsible for paying their in-network costs. Overall, Bill 118 hr 485 is focused on ensuring that all patients have access to quality, affordable health care services. By addressing issues such as pre-existing conditions, Medicaid coverage, and surprise medical billing, this legislation aims to improve the overall health care system in the United States and provide better care for all patients.